Right now it is a good time to open a new checking account. If you are looking to switch banks, do it now! However, when considering a new bank; you must first do your research. Many banks are offering great deals on checking accounts that are FREE and give you great benefits and rewards.
Now days, you should never pay maintenance fees for having a checking account, unless your CHEX System status prohibits you from qualifying for standard products (read post : Does You Name Appear on Chex System).
Look for free checking accounts that give you major benefits like free atm withdrawals, points for your debit card purchases, on line bill pay with free bank to bank transfers, free savings account, discounts on loans, better rates on cd's. The customers with the checking accounts get better deals. Also, check that your account is free of restrictions, like direct deposit and minimum balances and minimum amount of transactions per month.
Look for cash incentives too, banks offer cash bonuses for opening and activating your checking account. Do not open a checking solely for the purpose of getting a reward or a better rate, if you open a checking account under these circumstances than do not expect to be considered a valuable customer. Banks measure their client's value by the way their checking account is maintained. The checking account is the core of a banking relationship.
As always, feel free to post your comments about your bank, we can learn a lot from each other!
Sunday, March 15, 2009
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8 comments:
Awesome insight! I couldn't agree more. People need Information like this :)
CheckingFinder is now offering a limited time offer of a trial membership to Dave Ramsey's MyTotalMoneyMakeover.com (Renown Personal Finance Advisor) for every person who submits an application.
here is an example of some nationwide bank rates
Rates with a * signifies this bank rate is available nationwide.
Florida Central Credit Union
6.01
FL
First Robinson Savings Bank*
6.01*
IL
Connexus Credit Union*
5.15*
WI
Keystone Bank*
5.15*
AL
Community Bank of Pleasant Hill*
5.01*
MO
Three Rivers FCU
5.01
IN
Union State Bank/Bank of Atchison*
5.01*
KS
Beacon Federal Credit Union
4.51
TX
Communications Federal Credit Union*
4.25*
OK
First New England Federal Credit Union
4.15
CT
Nathaniel
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Regards,
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AimTrust is what you thought of all the time
AimTrust represents an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas.
Its head office is in Panama with affiliates everywhere: In USA, Canada, Cyprus.
Do you want to become really rich in short time?
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